--- title: FinClear cash & payments solutions description: Simplify cash, payments & FX with FinClear cash hub. Real-time, multi-currency tools for brokers, advisers & platforms --- [![](https://hello.finclear.com.au/hs-fs/hubfs/FinClear%20Logo%20Positive_CMYK.png?width=1000&height=196&name=FinClear%20Logo%20Positive_CMYK.png)](https://finclear.com.au/) [ ABOUT ](https://finclear.com.au/about-finclear/) [ OUR TECH ](https://finclear.com.au/technology/our-technology/) [ OUR SERVICES ](https://finclear.com.au/service/clearing-and-settlement/) [ INSIGHTS ](https://finclear.com.au/news/) [ CONTACT ](https://finclear.com.au/contact/) --- # CASH & PAYMENTS Smarter cash, faster payments, stronger returns The world class integrated cash, FX, payments, liquidity & treasury solution for Australia’s wealth & capital markets Ask us today ![FC_Public Globe](https://hello.finclear.com.au/hubfs/FC_Public%20Globe.png "FC_Public Globe") # FinClear Cash Hub Segregated client trust money account to ensure cash in the right currency, place & time ![FC_Public Globe](https://hello.finclear.com.au/hubfs/FC_Public%20Globe.png "FC_Public Globe") Move money as fast as trades settle Tools to manage cash globally, execute FX at wholesale rates & fund transactions ### Multi-currency  Cash at call in 13 major currencies  ###  Fast Realtime settlement for all global market cycles ### Competitively priced Watching your bottom line ###  Friction-free Fully compliant, no admin ###  Known yield ### Fixed agreed returns ### Safe Partner with investment grade domestic & international ADI Sign up for an account to start trading international & domestically immediately Talk to our team ## Payments Connecting Australia’s capital markets to the world Same-day cross-border payments Eliminate settlement risk for first & second-party transactions across jurisdictions ![FC_Payment Arrow](https://hello.finclear.com.au/hubfs/FC_Payment%20Arrow.png "FC_Payment Arrow") # Fund multiple currency settlements with no manual transfers - AML/CTF & AUSTRAC compliant - Meets T+1 settlement cycles - Segregated client-level reconciliation & trust oversight - Integrated controls, inc. cut-off schedules, beneficiary verification, revocable standing directions - Direct integration with FinClear systems for end-to-end trade-to-cash activities Ask us about payments --- ![FC_Currency Exchange](https://hello.finclear.com.au/hubfs/FC_Currency%20Exchange.png "FC_Currency Exchange") ## Foreign Exchange Funding your trades before they happen - anywhere, anytime Wholesale FX execution & conversion Direct liquidity access with transparent pricing & visibility over every trade # Pre-fund global T+1 settlement - avoid FX slippage & penalities - Access to AUD, USD, CAD, CHF, DKK, EUR, GBP, HKD, JPY, NZD, NOK, SGD, SEK - Wholesale liquidity pricing - Seamless conversion for international equities, managed funds, alternative assets - Customisable adviser spreads - Fully integrates with client money trust accounts - settlement integrity & compliance - Contract notes for full audit trail Request your rate comparison --- ## Liquidity & treasury Making your cash make money – put idle balances to work Optimise steady, attractive returns with a smarter term deposit solution - without the admin Acces the benefits of active term deposit management, without rate hunting ![FC_Savings](https://hello.finclear.com.au/hubfs/FC_Savings.png "FC_Savings") # Every basis point counts. Let us find the best rates & manage the details - Simple, consolidated, transparent cash management - All AML/KYC, fees, terms & other details managed by us - Predetermined returns, gov guaranteed to $250k - Low risk - principal is secure Ask us about term deposits We've got the solutions you need ## Everything you need for smarter, easier cash & payments management Speak to us today [![FinClear Logo Reversed_CMYK](https://hello.finclear.com.au/hs-fs/hubfs/FinClear%20Logo%20Reversed_CMYK.png?width=2000&height=392&name=FinClear%20Logo%20Reversed_CMYK.png "FinClear Logo Reversed_CMYK")](https://finclear.com.au/) [linkedin-in icon ](https://www.linkedin.com/company/17903929) [Follow us on Facebook ](https://www.youtube.com/channel/UCZUR0uqPlxo-cyAjhzRyZNw) ###### GET IN TOUCH To find out how FinClear can bring new efficiencies and opportunities to your business, please connect with us via the contact link below. [Contact Us](https://finclear.com.au/contact/) ###### OUR LOCATIONS [Level 8, 118 Mount Street North Sydney 2060](https://goo.gl/maps/1PGrz317UUrTZi6D6) [Level 5, 380 Collins Street Melbourne 3000](https://goo.gl/maps/T26KmhhoJF58a9BU8) [Terrace 3, 249 Coronation Drive Milton 4064](https://goo.gl/maps/Wk4WUjDKRLUDhsyT6) [Level 5, 5 Mill Street Perth 6000](https://goo.gl/maps/rPEzqXT3qnedYf987) --- ###### [**ABOUT**](https://finclear.com.au/about-finclear/) [**CAREERS**](https://finclear.com.au/careers/) [**CONTACT**](https://finclear.com.au/contact/) [Privacy policy](https://finclear.com.au/privacy-policy/) ###### [OUR TECH](https://finclear.com.au/technology/our-technology/) [Our Technology](https://finclear.com.au/technology/our-technology/) [The Platform](https://finclear.com.au/technology/the-platform/) [APIs](https://finclear.com.au/technology/api/) [Our Software](https://finclear.com.au/technology/product-suite/) ###### OUR SERVICES [Trading](https://finclear.com.au/service/trading/) [Clearing & Settlement](https://finclear.com.au/service/clearing-and-settlement/) [Managed Accounts](https://finclear.com.au/service/managed-accounts/) [Stock Lending](https://finclear.com.au/service/stock-lending/) [Primary Markets](https://finclear.com.au/service/primary-markets/) [Private Markets](https://fcx.com.au/) [Investment Management](https://www.transact1.com/) ###### [**NEWS / INSIGHTS**](https://finclear.com.au/news/) [Document Library](https://finclear.com.au/forms-terms-conditions/)